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Showing posts from December, 2020

A tryst with Minimalism : Owning stuff which serves the purpose

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 I had been fascinated with this since a long time and wanted to explore how I personally feel about it. Lets first start with what do you mean by minimalism.  "It means to own lesser amount of goods that would support my purpose of living and to get rid of excess clutter which you would not use" Clutter removal I feel is synonymous with the having a peace of mind and it has been my way also for achieving spiritual awareness. You would ask how? Well lets take a small example you have a small desk which is cluttered with all the unnecessary items which you think you would need however you haven't even used since last couple of months. Now when you remove it or basically get rid of it. There is less of anxiety and you feel motivated to do your stuff. For you what is more good to look at? 1st or 2nd one I believe the 2nd one and spirituality also aims at having peace of mind and to be clutter free is another way of reaching it. In this globalized era where we want to mo...

Financial Independence: A Lifestyle to adapt in the current uncertain times

 I had my own association with this concept. It is a very intriguing way to find out what kind of lifestyle suits you. Having lived outside in different cities since 2008 have shaped my way of what I associate with being successful. And yes it is no longer owing a house , car or even have billions stashed away in bank. The two main concepts I wanted to write all along is about Being Minimalistic and also on FIRE.  I am neither agreeing with the concept of Retiring early. I really enjoy my work and would want to keep learning. It has taken me probably a lot of time to understand what I really enjoy.  I do still want to bring across few discussion pointers which has inspired my own way of investing. Step1 : To reduce the amount of debt you currently have:  Reducing your debt is the first important step towards financial independence. In India you have a CIBIL score that keeps your track of the credit history. The healthy payment track record is crucial to get mortgage...