vida amorosa

 Two people can earn the same salary and still end up in very different financial situations. Imagine two women, both 25 years old, earning ₹25,000 a month. At 25, both are just starting out. Woman A spends almost everything she earns. She enjoys outings, shopping and everyday comforts, but saving is something she keeps postponing. Woman B enjoys her life too, but she decides to save a small amount every month. Maybe it is only ₹2,000 or ₹3,000 at first. At this stage, the difference between them is hardly visible. Five years later: Age 30 By 30, both women are earning more than they did at 25. But their habits have also grown. Woman A’s expenses have increased along with her salary. Better restaurants, more shopping, bigger plans. She is earning more, but still saving very little. Woman B’s lifestyle has improved too, but she continues to save and invest part of her income. As her salary grows, her savings grow with it. Now the difference between them is becoming clearer. Anothe...

I had quit Social Media a year ago especially Instagram and as any other millennial hooked to Social Media the minute I woke up I wanted to get hold my Phone and checking immediately the feeds. More than the feeds it was just adding to the ever growing anxiety and also stealing away the beautiful moments which you spend online. I took a very drastic step some 7-8 Months Back to quit Instagram. It was not sudden but a gradual deaddiction mechanism I followed. I deactivated Instagram and we are allowed to activate/deactivate once per week. It was kind of sheer stupidity of my actions that I was following then came the Day I finally deleted my Instagram Account. Post that day It was a sudden vacuum that came but what really helped me was I suddenly have the new found time to pursue my Activities. I started drawing and below is one of my new passtimes I also started actively working out when I came across an interesting App Strava. I was suddenly making new friends and...

 I had been fascinated with this since a long time and wanted to explore how I personally feel about it. Lets first start with what do you mean by minimalism.  "It means to own lesser amount of goods that would support my purpose of living and to get rid of excess clutter which you would not use" Clutter removal I feel is synonymous with the having a peace of mind and it has been my way also for achieving spiritual awareness. You would ask how? Well lets take a small example you have a small desk which is cluttered with all the unnecessary items which you think you would need however you haven't even used since last couple of months. Now when you remove it or basically get rid of it. There is less of anxiety and you feel motivated to do your stuff. For you what is more good to look at? 1st or 2nd one I believe the 2nd one and spirituality also aims at having peace of mind and to be clutter free is another way of reaching it. In this globalized era where we want to mo...

 I had my own association with this concept. It is a very intriguing way to find out what kind of lifestyle suits you. Having lived outside in different cities since 2008 have shaped my way of what I associate with being successful. And yes it is no longer owing a house , car or even have billions stashed away in bank. The two main concepts I wanted to write all along is about Being Minimalistic and also on FIRE.  I am neither agreeing with the concept of Retiring early. I really enjoy my work and would want to keep learning. It has taken me probably a lot of time to understand what I really enjoy.  I do still want to bring across few discussion pointers which has inspired my own way of investing. Step1 : To reduce the amount of debt you currently have:  Reducing your debt is the first important step towards financial independence. In India you have a CIBIL score that keeps your track of the credit history. The healthy payment track record is crucial to get mortgage...

Life is full of small joys and it can be an amazing activity to bring a smile to your face. With the current stress around in our lives we need to continuously find ways to motivate ourselves. Right now the perspective of success and happiness have been redefined. I would pick a healthier version and a happier version as my definition of success. I have recently learnt cycling and it has been an amazing experience. I started with no pedals and with the support of my best friend and husband . I would go to nearby parks and ride along. I had company small kids on their bike without pedals 😍 Prague has lot of beautiful parks and you would miss out on summer if you did not pick cycling. As a learner you start from basics and then gain perfection on these steps to learn the skill. Its important to start as no age is small to start learning. I picked one activity you can start with walking,jogging, roller skating  or even playing table tennis. As long you go out and move yourself it is ...

Its 2020 and It has been more than 7 months that I have settled down in a beautiful place Prague.  I personally think Prague is more romantic than Paris. If you have a girlfriend, take her there –  Stephanie Sigman Its been a while all of us around the world have stepped out from our homes amidst the coronavirus pandemic and its true the nature has a way to settle down the balance of nature. I had a chance to go out and explore the parks as the parks are now open for walking and recreation activities with practicing safe distance.  It is also a very good technique to handle the stress and have an ability to make you smile . I personally believe our eyes are like camera and the image when we are looking at is processed in memory and whenever we want to remember we can visualize the imagery.   During my casual walks me and my husband  had explored so many new routes even new parks which I had not even thought.  Below are the...